par•lay (par’ lay) - To maneuver (an asset) to great advantage: parlayed some small investments into a large fortune.

Parlay Mortgage & Property Inc. Is a full service mortgage brokerage firm which concentrates in providing comprehensive financial solutions by leveraging personally held real estate.

At Parlay Mortgage & Property, Inc. our commitment to our clients is unparalleled. We offer superior customer service and we do this by working with the nations largest, and most financially secure, lenders. By doing so, we offer our clients a wide array of mortgage products at the lowest possible rates. Because we are brokers, we can offer programs and products that local banks simply can't offer.

Not only do we offer programs that local banks simply can't offer, Mortgage Brokers hold themselves to a higher standard. We are required to take National and State Competency tests, pass criminal and credit background checks and we are also required to take pre-licensing training as well as continuing education. Make sure the loan officer you're doing business with is well qualified.

	Billy the Banker	Matt the Mortgage Broker
Are you required to register under the Nationwide Mortgage Licensing System?	X	X
Do you have to provide fingerprints?	X	X
Are you required to take a National Competency exam?		X
Are you required to take a State specific Competency exam?		X
Do you have to pass a credit & criminal background check?		X
Do you have to take a mandatory 8 hours of continuing education each year?		X

With the increased scrutiny in the mortgage environment, underwriting guidelines are more stringent than we have seen in recent years. Each lender has their own set of guidelines which is why it is important to have a broker, such as Parlay Mortgage & Property, Inc, navigate the mortgage market to ensure your specific loan is getting in to the hands of the appropriate lender. By correctly placing each individual loan based on its specific characteristics our customers can be confident their loan will get a prompt approval with the lowest rates and fees available. For the well qualified this means our clients will get the lowest rates available, and for those with less favorable characteristics this means getting their loan into the hands of the correct underwriter to get the loan approved with favorable terms.

Whether you are looking to refinance, purchase, or obtain an equity line of credit, we have the program for you.

Some of the 100's of programs we offer are...

• FHA loans
• VA loans
• 100% Financing -with gift from approved donor
• $100 down FHA owned home mortgage program
• 3% down HomePossible Mortgage program 
• First Time Home buyers
• Poor or Bruised Credit Specialists
• Fixed Rates
• Adjustable Rate Mortgages - ARM
• Interest Only
• Rehab loans (203k)
• Reverse Mortgage

We strive hard to earn all of our business, and we would appreciate the opportunity to earn yours.

Jason Zimmer - President
jzimmer@parlaymortgage.com